The PCI DSS standard is a set of requirements for ensuring the security of data on payment card holders that are stored, transmitted and processed in the information infrastructures of organizations. The standard contains only 12 clear, detailed requirements.
In order to guarantee the safety of their customers' funds, companies such as VISA and MasterCard require merchants and various service providers that accept payments from customers through these payment systems to comply with the PCI DSS standard.
The main objective of the PCI DSS standard is to ensure the security of the network infrastructure and the protection of stored data on payment card holders, as these are the most vulnerable places that directly threaten the loss of confidentiality and money.
The PCI DSS standard regulates the rules for the operation of payment systems, as well as the procedures for their development and monitoring.
The PCI DSS standard focuses on the following aspects:
● Protection of data on holders of plastic bank cards.
● Building and further maintenance of a secure network.
● Introduction of strict measures to control access to information.
● Fix and manage vulnerabilities.
● Regular network monitoring and testing.
● Developing a sound information security policy.
In order to answer this question, our specialists must find out a number of points related to the specifics of your business. Let's just say that for an online store this is the minimum cost, for a bank or data center the price will be many times higher. You can contact us right now or fill out a commercial offer and get all the information you need.
● Compliance with the requirements of international payment systems. Failure to comply with these requirements may result in fines or denial of service.
● Reducing risks from possible disclosure of confidential information.
● Formation of public opinion about the good name and stable position of the company.
● Growth in the level of trust and, accordingly, the level of sales.
The PCI DSS standard requirements apply to the trading companies, banks, processing centers, call centers, service providers of all kinds, retail stores, payment gateways and other enterprises and organizations that deal with the processing, transmitting and storing of cardholder data.
How to determine what business needs to undergo the PCI DSS standard certification?
The PCI DSS standard requirements apply to the trading companies, banks, service providers of all kinds, retail stores, call centers, payment gateways and other enterprises and organizations that deal with the processing, transmitting and storing of cardholder data.
How to determine if our company needs to comply with the PCI DSS standard requirements?
If your organization stores, processes or transfers the payment card data, and the business processes can affect the security of these cards, you can safely say that you definitely need to be certified in order to comply with the PCI DSS standard.
If your organization stores, processes or transmits the information about at least one card transaction or cardholder during the year, then you must comply with all of the PCI DSS standard requirements.
If your store makes at least one transaction, you must comply with the PCI DSS standard. This requirement applies both to the traditional shops and online stores.
In 2016, the IATA association put forward a requirement for all travel business companies that operate in their online booking system.
This requirement is very simple - until March 1, 2018, all participants in the IATA system had to undergo mandatory certification for compliance with the PCI DSS standard.
A PCI DSS certificate is required by your travel agency in order to guarantee the security of your customers' data and money when paying with plastic cards - Visa, MasterCard, and so on.
Without this certificate, it is very likely that your customers' data can be taken by attackers in order to steal money.
If a travel company or tour operator is certified under the PCI DSS standard, they will be able to book and sell air tickets. After March 1, 2018, IATA ceased to provide its services to all companies that did not pass the PCI DSS certification.
The consequences of non-compliance with the requirements of the IATA association are negative: penalties and an increase in commission for services, or a complete shutdown of online booking.
In our practice, the following case occurred. We were approached by representatives of a small online store with a request to help them obtain a PCI DSS compliance certificate.
The owners of this store decided to accept payments for goods from customers through their website. To do this, it was necessary to connect the store's website to the payment system of a large Ukrainian bank.
The first thing this bank did was put forward a mandatory condition! The online store must be PCI DSS certified.
You need a PCI DSS certificate and we will help you get it as soon as possible.