PCI DSS certification for banks and processing centers

Banks and processing centers are directly connected to the international payment systems (such as Visa, MasterCard, AmericanExpress). The payment system market leaders, like Visa and MasterCard, require banks and processing centers to comply with the PCI DSS standard in order to ensure the customer money safety.
The PCI DSS standard is a set of security requirements for the cardholder data that are stored, transmitted and processed in the banks, processing centers and other commercial entities. In fact, banks and processing centers cannot operate without compliance with the PCI DSS standard requirements.

A lot of banks create their own processing but it requires time and considerable funding. Other banks choose the plain sailing; they connect to an external independent processing center that exists on the market.

Obviously, the card data security is extremely important for the processing centers. Processing center security breach can lead to the huge financial losses and diminished public confidence in the card payments. Therefore, the PCI DSS standard requirements must be fulfilled by both banks and processing centers!

PCI DSS certification for travel agencies

Everyone who works in the travel industry knows that there is an International Air Transport Association (IATA). In 2016, the IATA has put forward a requirement for all travel companies which work in their online booking system.

This requirement is quite simple: all the IATA system participants must undergo mandatory certification for compliance with the PCІ DSS standard till March 1, 2018. In layman’s language we can say this way: a travel company needs the PCI DSS certificate in order to ensure the customers’ data and money security during the card payments (Visa, MasterCard and so on).

Without this certificate there is a good chance that these data can be seized by intruders in order to embezzle the funds.

If the travel company or tour operator completes certification according to the PCІ DSS standard, they will be able to book and sell the flight tickets.

After March 1, 2018 the IATA will cease to provide its services to all companies that haven’t completed the PCI DSS certification. The consequences of failure to comply with their requirements are negative: penal sanctions, service commission increasing or full online booking scram.

There is the only and very simple conclusion: all travel companies and tour operators should have the certificate of compliance with the PCI DSS standard. Even if you have a very small company and you book the flight tickets for your customers, you will have to meet the IATA’s requirements and undergo certification for compliance with the PCI DSS standard.

PCI DSS certification for trading networks

Trading networks have their stores or service points in all major cities. Besides stores, where you can come to and make a purchase, trading networks have the websites where you can buy any product you like without leaving your home or office. All trading networks provide their clients with the opportunity for both cash and card payments.

If your store makes at least one transaction, you must comply with the PCI DSS standard. This requirement applies both to the traditional shops and online stores.

When a trading network complies with the PCI DSS standard, then neither clients nor management should worry that something can happen with the money or personal data during the card payment.

Before completing a certificate of compliance with the PCI DSS standard, the trading network must implement all the procedures that this standard requires. For example, the staff will only act on the instructions: do not take the customer’s card away, do not leave the POS terminal unattended. In addition, all staff will be tested for reliability.

The constant POS terminal checking also will be implemented. Each terminal will be monitored by CCTV camera.

The certificate of compliance with the PCI DSS standard is a security for the client and excellent reputation for the trading network.

PCI DSS certification for e-commerce

It can be stated that the company is engaged in e-commerce, when a client has made the purchase of a good or service through the website without calling to and visiting the office.

When your company has a certificate of compliance with the PCI DSS standard, your customers should not be afraid of scam for your part and can safely pay for your company’s products and services by the payment cards directly on your website.

Without the PCI DSS certificate, banks won’t provide you with the services for accepting card payments. It means that customers will not be able to pay for your product or service directly on the website, which will inconvenience them and, as a consequence, you may lose some of your customers.

Completing a certificate of compliance with the PCI DSS standard, your company can be connected to the bank payment system without any further problems.

The bank cares about its customer money and its own reputation. Therefore, it requires from the online store to be certified in accordance with the PCI DSS standard.

Security at all monetary movement stages is extremely important for the bank. And only the PCI DSS certificate can guarantee this security.

PCI DSS certification for restaurants and hotels

The primary objectives of the PCI DSS standard are to ensure the network infrastructure security and protect the stored cardholder data, as these are the most soft spots that directly threaten with the confidentiality and money loss.

All participants of the HoReCa business segment intensively accept card payments for their services and products. After all, it’s very convenient for the customers. For example, you can use a payment card to book a hotel room without leaving your home or office, to pay for a lunch at the restaurant, to order a dinner online.

There is only one conclusion: cafes, restaurants, hotels and other participants of the HoReCa business segment, who want to accept card payments, must complete the certification and meet all the PCI DSS standard requirements.

PCI DSS certification for Data Centers

Any data center is interested in the steadfast business development and attracting the corporate customers from banking or retail industries. In order to attract such customers, data centers undergo the annual PCI DSS certification.

In this day and age we need a very reliable information protection. If a data center complies with the PCI DSS standard, it means that the information is securely protected.

Such world-renowned data processing centers as AWS (a division of Amazon), Microsoft Azure, DigitalOcean have certificates of compliance with the PCI DSS standard. In addition, these companies undergo an annual audit for compliance with this standard.

Having a certificate of compliance with the PCI DSS standard, data centers increase their attractiveness and competitiveness. And the most important thing is they demonstrate their concern for the customers.